Why can auto insurance companies discriminate on the basis of age and sex, but not ethnicity or race?
March 10th, 2010If you’re a teenage male, you’re doomed if you want to get auto insurance. You will pay exorbitantly more because the statistics say that you are more of a hazard. So you are not judged as an individual, but as a group of people.
I’m sure statistics can also show that certain nationalities and races are worse drivers — case in point: Asians. And I’m part Asian, so I can make fun of my own people. =)
If insurance companies are always willing to discriminate on the basis of age and sex, why not race or ethnicity?
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